Life and Health
Life and Health Insurance
The Witherington Insurance Group works directly with individuals as well as business owners to assist them with their financial needs.
Our goal is to aid our clients in protecting their family and business for future needs.
Whole Life
Term Life
Long-Term or Short-Term Disability
Travel Insurance
The Witherington Insurance Group's Travel Insurance specialists can custom design your insurance program.
Atlas Travel Plan
The Atlas Plan offers health and travel insurance for non-U.S. Citizens traveling to the United States for up to a year from as little as five days. Coverage is available for students and dependents.
Benefits include:
Inpatient and Outpatient services
Prescription medications
Emergency medical evacuation/repatriation
Extreme Sports
Personal Liability
The plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and deductible (from $0 to $2,500).
Patriot Travel
The Patriot Travel plan is an excellent option for those needing travel medical coverage outside their home country, offering travel and medical benefits with renewability for up to 2 years.
Benefits include:
From $50,000 up to $2,000,000 in coverage
Deductible option from $0 to $2,500
Inpatient and outpatient services
Prescription medications
Emergency medical evacuation and repatriation
International Student Insurance
The Witherington Insurance Group's International Student Insurance specialists can custom design your insurance program.
Student Health Advantage
The Student Health Advantage plan is available at Standard and Platinum levels. Providing up to $500,000 (Standard) or $1 million (Platinum) lifetime maximum coverage. Students can purchase up to 12 months with renewability for up to 5 years while still a student.
Highlights of the plan include:
$25 or $100 deductible per injury/ illness
$5 co-pay at Student Health Center
100% Coinsurance in PPO
Universal Rx Pharmacy Savings
Maternity coverage
Mental health coverage
Organized sports coverage
Physical Therapy
Pre-existing after 12 or 6 months
Student Secure
The Student Secure is designed for non-U.S. college students traveling to the United States for study. Dependent coverage is not available with the Student Secure Plan. The Student Secure is available in four levels: Smart, Budget, Select, and Elite. All plan levels offer comprehensive inpatient and outpatient coverage for international students. All four levels cover hospital and doctor visits, prescriptions, emergency medical evacuation, and repatriation. However, the main difference between these plans are as follows:
Smart ($200,00)-
A basic coverage designed to cover medical expenses in the event of an accident or illness. This plan is designed for those students on a budget and who do not have strict insurance requirements.
Budget ($250,000)-
This plan is a comprehensive insurance plan designed for accidents and illnesses and for maternity, sports coverage, pre-existing conditions (after a 12-month waiting period), etc.
Select ($300,000)-
The Select level covers more than the Smart and Budget but covers pre-existing conditions after a six-month waiting period.
Elite ($500,000)-
The Elite level offers the most coverage of all four plan levels. This plan is great for students seeking comprehensive coverage with the most minor out-of-pocket expenses when seeking medical treatment.
Click the link below for a no obligation quote.
For additional information email us at info@witheringtoninsurance.com.